For Which Kinds of Insurance do Parents Share Costs when they Divorce?

In Utah, when parents divorce, they almost always share insurance costs for their kids.

These insurance costs are on top of child support that’s paid. This means someone pays child support, and then pays insurance premiums and out-of-pocket costs.

As we all know in this day, there are more types of insurance than there are stars in the sky.

So, which types of insurance do parents share costs when they divorce?

As with so many things in the law, the answers is, “It depends,” but here are the most common types:

  1. Health insurance.

We also call this medical insurance. It’s what you have through your work or school. There’s no getting around covering your child after divorce. It’s required in the law.

  1. Dental insurance.

Dental insurance might be a waste of money (the numbers don’t really work out well when you start delving in to them), but divorced parents almost always share dental insurance costs for their kids. Dental insurance isn’t quite as universally shared as health insurance, but almost.

  1. Vision insurance.

Vision insurance is significantly less often shared, but it’s still shared pretty often. Thankfully, vision insurance is inexpensive, and you almost never incur costs except for glasses and contacts.

  1. Psychological insurance.

Honestly, almost no one has a separate insurance for psychological services. It’s almost always covered in a person’s health insurance. The reason I put it here as a separate insurance is to let you know you’ll likely share costs for therapy and other psychological services for your kids.

Can Parents Share Other Insurance Costs?

The list above is not an exhaustive one. Parents can share whatever type of insurance they want.

For example, if they want life insurance on their kids, they can share it.

That said, I have never seen a court order parents to share any type of insurance other than the four listed above.

How Are Costs Shared?

How are the costs shared between parents for these different types of insurances?

Almost always a straight 50/50 split.

The child’s portion of premiums are 50/50, and out-of-pocket are 50/50.

One person almost always fronts out-of-pocket costs (e.g., co-pays, medicine costs, etc.), send the receipt to the other parent, and then is reimbursed in thirty days.

Protect Your Money And Your Family

We remove fear associated with divorce, protect your money & maximize time with your kids!

We're here to help. Let's determine your best options.

Call Us 24//7 at 801-685-9999 to Speak with a Live Representative

Utah Divorce FAQs
Top 100 Divorce Blog
What Clients Are Saying…
BrownLaw icon
Excellent
Brown Family Law
4.8
Based on 916 reviews
You get what you pay for, and the Brown Family team is worth every penny. We truly appreciated their team-based approach, making sure that every detail of our case was thoughtfully handled. They were incredibly easy to work with, kept us informed throughout the process, and made sure no question ever went unanswered. By far the best family attorneys I’ve worked with, and the only ones I’ll call if I ever need legal help again.
Response from the owner:Chris, thank you. Glad we were able to guide you through your process.
Andrew made the whole process smooth and quick! Kept me updated on any changes, and followed up with me constantly!

Made me feel at ease throughout the whole process and made sure I felt seen/ heard!
Response from the owner:Joselyn, thank you for the kind words.
David Handy is my attorney and he is excellent. He understands my cases and is well informed to defend my needs and the needs of my kids. He is supportive and compassionate. Telling me how things are and what to expect. He does very well with my high conflict cases (protective order and divorce). I highly recommend him and the Brown Family Law firm. Everyone I have talked to is helpful. Especially Conor Schetzel who is currently the paralegal on my cases.
Response from the owner:Suzanne, thank you and glad David has taken care of you.
Nathaniel Garrabrandt and Brown Family Law is where I send people who are seeking Divorce. Highly professional and compassionate. Thank you!
Response from the owner:Jaren, thank you for the referrals.
I cannot say enough good about my experience with Brown Family Law. Ray Hingson and paralegal Carren did an excellent job with my case. I will definitely use this firm again for any legal issues.
Response from the owner:Meghann, so glad Ray and Carren took good care of you.
I have worked with Andrew Christensen many times in a variety of situations. I am very impressed with his friendly demeanor in a difficult situation. I would highly recommend him to you without any reservations.
Response from the owner:Thank you, Monica.
Highly recommend Brown Family Law. Life is hard, divorce is harder, and Andrew Christensen is your guy to help you through to the other side.
Response from the owner:Mike, thank you for the kind words and the referrals.
When you’re going through a tough time and need legal help, this firm isn’t just a one-person operation. It’s a team of attorneys who work together to support you every step of the way. So you’re not just getting a lawyer, you’re getting a legal team behind you.

Navigating the legal system was a steep learning curve for me, and my situation was fairly complex. What stood out about this law firm was the way multiple attorneys collaborated to address my case. It wasn’t just one person working in isolation, but a team supporting each other to find the best path forward. That kind of collective effort is a real strength, especially in hard out complex situations like mine.

There was one issue I felt should have had a different outcome with the court. When I brought it up, the team responded in a very professional and respectful manner, which I truly appreciated. It came to my understanding that the legal system sometimes works in a way that is distant than I thought. This was presented to me in a way that someone outside of the legal system could understand.

In my experience, this firm takes the time to not only assist you, but also help you understand why things are happening. That made a big difference for me, and it’s something that really sets them apart.
Response from the owner:David, thank you for our conversation and taking the time to leave this review.
My experience with Jennifer and Brown Family Law was nothing short of amazing. From the very beginning of my initial consultation all the through until my case was settled, I was well taken care of and updated every step of the way. I felt like my team genuinely cared about the outcome of my case, which was refreshing. You get what you pay for, and Brown Family was worth every penny. To say I highly recommend this group is an understatement.
Response from the owner:Thank you very much, Steve. Glad Jennifer took good care of you.
Andrew Christensen was a great divorce lawyer. He is very experienced, professional, and was great to work with during this difficult process.
Response from the owner:Casey, thank you and so glad Andrew served you well.
yH5BAEAAAAALAAAAAABAAEAAAIBRAA7

Categories